Common questions

Can an 18 year old get an American Express card?

Can an 18 year old get an American Express card?

With a good credit score, students can apply for most Amex cards. But if you’re at least 18 years old and have a good credit score, you can apply for any American Express credit card. If you don’t meet application requirements, look into becoming an Amex authorized user to build credit and eventually get your own card.

Can I get American Express with bad credit?

Although American Express doesn’t specify any minimum credit score requirements, you’ll need good credit (or better) to qualify, which means a FICO score of at least 670. A premium Amex card — say, the American Express Gold Card — likely requires a “very good” FICO score, somewhere in the range of 740 and above.

Can I get Amex with low income?

We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum. The Amex Business Platinum card gives you a little more wiggle room because even if you have low business income or are just starting your business, you can still qualify for an Amex small business card.

Does Amex check income?

No, American Express does not verify income on most credit card applications or credit line increase requests. You’ll often be able to prove your income by submitting a job offer letter, showing your pay stubs, or filling out a form that allows American Express to access your tax returns.

Is American Express a good credit card company?

Amex (a WalletHub partner) has built this lead thanks to a reputation for strong customer service and attractive rewards. It’s also one of just a few credit card companies that offer charge cards. But an American Express credit card isn’t for everyone. For starters, you need good or excellent credit to get one.

What are some benefits to getting an American Express card?

Exciting offers and reward benefits. Having an American Express Credit Card is a perfect way to reap the benefits of a luxury lifestyle.

  • Membership benefits. Membership Program is a reward programme for American Express Credit Cardholders.
  • Premium concierge service.
  • Lost card liability.
  • Emergency card replacement.
  • Online fraud protection.
  • What credit cards does American Express offer?

    A: American Express is providing Credit Cards based on three categories: 1. Premium cards: American Express Platinum Card, Jet Airways American Express Platinum Credit Card, American Express Platinum ReserveSM Credit Card.

    What stores accept American Express?

    It’s worth noting that stores that take American Express credit cards generally also accept American Express prepaid gift cards. Note: Linked store names will direct you to our previous research on each company’s payment options. Dillard’s [4] Kohl’s [8] Macy’s [9] Neiman Marcus [11] Nordstrom [12] Nordstrom Rack [13] Saks Fifth Avenue [14]

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